UPI MDR on Payments Above ₹2,000: Who Pays and What Changes for You

UPI MDR on Payments

NPCI announced this week that UPI transactions above ₹2,000 will now carry a Merchant Discount Rate (MDR) of 0.4%, starting October 15, 2026. If you run a business that accepts UPI, or you just pay for things with it every…

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Meta’s $900M Investment in CRED: Impact on WhatsApp & Fintech

Meta’s investment in CRED

When the news broke about Meta’s investment in CRED, most headlines focused on a single number—the company’s valuation. That’s understandable. A fintech startup valued at around $4.5 billion is always going to capture attention. But after reading beyond the headlines,…

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